{"id":3269,"date":"2022-04-04T13:00:57","date_gmt":"2022-04-04T17:00:57","guid":{"rendered":"https:\/\/claudiamorin.com\/?p=3269"},"modified":"2022-03-04T16:03:17","modified_gmt":"2022-03-04T21:03:17","slug":"quest-ce-que-le-refinancement-hypothecaire%e2%80%89","status":"publish","type":"post","link":"https:\/\/claudiamorin.com\/en\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/","title":{"rendered":"Qu\u2019est-ce que le refinancement hypoth\u00e9caire\u2009?"},"content":{"rendered":"\n<h6 class=\"wp-block-heading\">Vous avez des projets, mais pas assez de liquidit\u00e9. Avez-vous pens\u00e9 \u00e0 refinancer votre propri\u00e9t\u00e9\u2009? En empruntant sur la valeur accumul\u00e9e dans votre maison, vous pouvez obtenir les fonds dont vous avez besoin. Voici ce que vous devez savoir sur le refinancement hypoth\u00e9caire, et comment vous en servir.<\/h6>\n\n\n\n<p><strong>Qu\u2019est-ce que le refinancement d\u2019une propri\u00e9t\u00e9\u2009?<\/strong><\/p>\n\n\n\n<p>M\u00eame si vous avez toujours un pr\u00eat hypoth\u00e9caire \u00e0 rembourser sur votre propri\u00e9t\u00e9, il est probable qu\u2019une partie vous appartienne d\u00e9j\u00e0.&nbsp;<\/p>\n\n\n\n<p>Le refinancement hypoth\u00e9caire consiste \u00e0 emprunter sur&nbsp;<a href=\"https:\/\/www.canada.ca\/fr\/agence-consommation-matiere-financiere\/services\/hypotheques\/emprunt-valeur-net-maison.html#toc2\">la valeur nette de votre maison<\/a>. Cette valeur est calcul\u00e9e en estimant&nbsp;<a href=\"https:\/\/www.centris.ca\/fr\/blogue\/finances\/comment-evaluer-la-valeur-marchande-d-une-maison?uc=0\">la valeur marchande<\/a>&nbsp;de votre propri\u00e9t\u00e9 et le montant qu\u2019il vous reste \u00e0 payer sur votre hypoth\u00e8que. Si votre maison vaut 500\u2009000&nbsp;$ et que votre pr\u00eat hypoth\u00e9caire s\u2019\u00e9l\u00e8ve \u00e0 300\u2009000&nbsp;$, sa valeur nette est donc de 200\u2009000&nbsp;$.<\/p>\n\n\n\n<p>Si la valeur estim\u00e9e de votre propri\u00e9t\u00e9 a augment\u00e9 depuis l\u2019achat, la valeur nette englobe les montants que vous avez rembours\u00e9s et l\u2019appr\u00e9ciation de votre propri\u00e9t\u00e9.<\/p>\n\n\n\n<p><strong>Quelle est la limite d\u2019emprunt\u2009?<\/strong><\/p>\n\n\n\n<p>Vous pouvez emprunter jusqu\u2019\u00e0 80&nbsp;% de la valeur estimative de votre propri\u00e9t\u00e9, moins le montant de votre pr\u00eat hypoth\u00e9caire.<\/p>\n\n\n\n<p>Si vous d\u00e9sirez obtenir une deuxi\u00e8me hypoth\u00e8que, pour&nbsp;<a href=\"https:\/\/www.centris.ca\/fr\/blogue\/immobilier\/7-bonnes-raisons-d-investir-dans-l-immobilier?uc=0\">acheter un immeuble locatif<\/a>, par exemple, la limite est aussi de 80&nbsp;%. Par contre, si vous d\u00e9sirez obtenir une marge de cr\u00e9dit hypoth\u00e9caire pour effectuer des travaux, par exemple, la limite sera de 65 \u00e0 80&nbsp;%, selon l\u2019institution financi\u00e8re.<\/p>\n\n\n\n<p>Le refinancement hypoth\u00e9caire peut aussi servir \u00e0 obtenir une hypoth\u00e8que invers\u00e9e, mais la limite est alors de 55&nbsp;%. Une hypoth\u00e8que invers\u00e9e permet de retirer de l\u2019argent de votre propri\u00e9t\u00e9, pour financer sa retraite, notamment.<\/p>\n\n\n\n<p><strong>Le refinancement hypoth\u00e9caire est-il avantageux\u2009?<\/strong><\/p>\n\n\n\n<p>Utiliser la valeur accumul\u00e9e dans sa maison peut \u00eatre une excellente fa\u00e7on de&nbsp;<a href=\"https:\/\/www.bnc.ca\/particuliers\/conseils\/maison\/rehypothequer-sa-maison.html\">r\u00e9aliser divers projets<\/a>. Il faut cependant \u00eatre prudent et se rappeler qu\u2019il s\u2019agit d\u2019un pr\u00eat qu\u2019il faut rembourser.<\/p>\n\n\n\n<p>Refinancer sa propri\u00e9t\u00e9 peut servir de plusieurs fa\u00e7ons&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>pour effectuer des travaux sur votre propri\u00e9t\u00e9\u2009;<\/li><li>pour acheter une&nbsp;<a href=\"https:\/\/www.centris.ca\/fr\/blogue\/immobilier\/achat-d-un-chalet-ce-qu-il-faut-savoir?uc=0\">r\u00e9sidence secondaire\u2009<\/a>;<\/li><li>pour consolider vos dettes, en profitant d\u2019un taux plus avantageux.<\/li><\/ul>\n\n\n\n<p>Vous pouvez aussi utiliser la valeur ainsi lib\u00e9r\u00e9e pour investir, notamment dans vos REER. \u00c9videmment, il est conseill\u00e9 de consulter un sp\u00e9cialiste avant d\u2019effectuer ce genre de transactions, afin de s\u2019assurer qu\u2019elles sont rentables.<\/p>\n\n\n\n<p><strong>Une marge de cr\u00e9dit en cas de besoin<\/strong><\/p>\n\n\n\n<p>Obtenir une marge de cr\u00e9dit hypoth\u00e9caire peut ainsi vous donner une grande flexibilit\u00e9 pour r\u00e9aliser l\u2019entretien ou de nouveaux travaux sur votre propri\u00e9t\u00e9&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>refaire votre toiture\u2009;<\/li><li>changer les galeries ext\u00e9rieures qui commencent \u00e0 rouiller\u2009;<\/li><li>effectuer des r\u00e9parations urgentes\u2009;<\/li><li>am\u00e9nager une nouvelle pi\u00e8ce au-dessus du garage pour votre ado et sa guitare \u00e9lectrique\u2009;<\/li><li>agrandir la cuisine, etc.<\/li><\/ul>\n\n\n\n<p>Le refinancement hypoth\u00e9caire est une fa\u00e7on simple de d\u00e9gager les fonds n\u00e9cessaires pour une mise de fonds sur une deuxi\u00e8me propri\u00e9t\u00e9<\/p>\n\n\n\n<p><strong>Comment \u00e7a fonctionne\u2009?<\/strong><\/p>\n\n\n\n<p>Pour refinancer sa propri\u00e9t\u00e9, il faut tout d\u2019abord \u00eatre admissible. Si votre projet vise l\u2019achat d\u2019une r\u00e9sidence secondaire ou des am\u00e9liorations \u00e0 votre propri\u00e9t\u00e9 actuelle, il est utile de&nbsp;<a href=\"https:\/\/apciq.ca\/faire-equipe-avec-un-courtier\/\">faire \u00e9quipe avec un courtier immobilier<\/a>.<\/p>\n\n\n\n<p>Le courtier vous aidera \u00e0 \u00e9valuer la faisabilit\u00e9 et la rentabilit\u00e9 de votre projet. Si, par exemple, vous souhaitez r\u00e9nover votre maison, il pourra vous indiquer quelles r\u00e9novations ajouteront le plus de valeur au moment de la revente. Entre deux options, il pourra vous aider \u00e0 y voir plus clair.<\/p>\n\n\n\n<p>Le courtier immobilier pourra aussi vous aider \u00e0 pr\u00e9parer votre dossier, notamment en ce qui concerne&nbsp;<a href=\"https:\/\/www.centris.ca\/fr\/blogue\/finances\/comment-evaluer-la-valeur-marchande-d-une-maison\">la valeur marchande de votre propri\u00e9t\u00e9<\/a>. Il est donc conseill\u00e9 de le consulter avant de d\u00e9poser une demande aupr\u00e8s de votre institution financi\u00e8re.<\/p>\n\n\n\n<p>Pour en savoir plus,&nbsp;<a href=\"https:\/\/apciq.ca\/faire-equipe-avec-un-courtier\/\">consultez un courtier d\u00e8s maintenant<\/a>.<\/p>\n\n\n\n<p>Centris.ca Blogue de l&#8217;immobilier<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vous avez des projets, mais pas assez de liquidit\u00e9. Avez-vous pens\u00e9 \u00e0 refinancer votre propri\u00e9t\u00e9\u2009? En empruntant sur la valeur accumul\u00e9e dans votre maison, vous pouvez obtenir les fonds dont vous avez besoin. Voici ce que vous devez savoir sur le refinancement hypoth\u00e9caire, et comment vous en servir. Qu\u2019est-ce que le refinancement d\u2019une propri\u00e9t\u00e9\u2009? M\u00eame [&hellip;]<\/p>\n","protected":false},"author":400,"featured_media":3270,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[14,1],"tags":[],"class_list":["post-3269","post","type-post","status-publish","format-standard","hentry","category-informations-utiles","category-non-classe"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Qu\u2019est-ce que le refinancement hypoth\u00e9caire\u2009? &#8211; Claudia Morin RE\/MAX Real Estate Broker<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire\u2009\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u2019est-ce que le refinancement hypoth\u00e9caire\u2009? &#8211; Claudia Morin RE\/MAX Real Estate Broker\" \/>\n<meta property=\"og:description\" content=\"Vous avez des projets, mais pas assez de liquidit\u00e9. Avez-vous pens\u00e9 \u00e0 refinancer votre propri\u00e9t\u00e9\u2009? En empruntant sur la valeur accumul\u00e9e dans votre maison, vous pouvez obtenir les fonds dont vous avez besoin. Voici ce que vous devez savoir sur le refinancement hypoth\u00e9caire, et comment vous en servir. Qu\u2019est-ce que le refinancement d\u2019une propri\u00e9t\u00e9\u2009? M\u00eame [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire\u2009\/\" \/>\n<meta property=\"og:site_name\" content=\"Claudia Morin RE\/MAX Real Estate Broker\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/claudiamorinremax\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-04-04T17:00:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/claudiamorin.com\/files\/2022\/03\/shutterstock_694253248-1.jpg\" \/>\n<meta name=\"author\" content=\"Karine B\u00e9langer\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/claudiamorin.com\/files\/2022\/03\/shutterstock_694253248-1.jpg\" \/>\n<meta name=\"twitter:creator\" content=\"@remax_claudia\" \/>\n<meta name=\"twitter:site\" content=\"@remax_claudia\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Karine B\u00e9langer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/\"},\"author\":{\"name\":\"Karine B\u00e9langer\",\"@id\":\"https:\/\/claudiamorin.com\/en\/#\/schema\/person\/6dead6a5cb3840e3fd747826fb6a28ff\"},\"headline\":\"Qu\u2019est-ce que le refinancement hypoth\u00e9caire\u2009?\",\"datePublished\":\"2022-04-04T17:00:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/\"},\"wordCount\":693,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/claudiamorin.com\/files\/2022\/03\/shutterstock_694253248-1.jpg\",\"articleSection\":[\"Informations utiles\",\"Non class\u00e9\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/\",\"url\":\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/\",\"name\":\"Qu\u2019est-ce que le refinancement hypoth\u00e9caire\u2009? &#8211; Claudia Morin RE\/MAX Real Estate Broker\",\"isPartOf\":{\"@id\":\"https:\/\/claudiamorin.com\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/claudiamorin.com\/files\/2022\/03\/shutterstock_694253248-1.jpg\",\"datePublished\":\"2022-04-04T17:00:57+00:00\",\"author\":{\"@id\":\"https:\/\/claudiamorin.com\/en\/#\/schema\/person\/6dead6a5cb3840e3fd747826fb6a28ff\"},\"breadcrumb\":{\"@id\":\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#primaryimage\",\"url\":\"https:\/\/claudiamorin.com\/files\/2022\/03\/shutterstock_694253248-1.jpg\",\"contentUrl\":\"https:\/\/claudiamorin.com\/files\/2022\/03\/shutterstock_694253248-1.jpg\",\"width\":1000,\"height\":667},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/claudiamorin.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Qu\u2019est-ce que le refinancement hypoth\u00e9caire\u2009?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/claudiamorin.com\/en\/#website\",\"url\":\"https:\/\/claudiamorin.com\/en\/\",\"name\":\"Claudia Morin RE\/MAX Real Estate Broker\",\"description\":\"Real Estate Broker\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/claudiamorin.com\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/claudiamorin.com\/en\/#\/schema\/person\/6dead6a5cb3840e3fd747826fb6a28ff\",\"name\":\"Karine B\u00e9langer\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/claudiamorin.com\/en\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1f59e0f79e8f05b672fa00d63bc598264a1de63bdb55f003006773785b981184?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1f59e0f79e8f05b672fa00d63bc598264a1de63bdb55f003006773785b981184?s=96&d=mm&r=g\",\"caption\":\"Karine B\u00e9langer\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Qu\u2019est-ce que le refinancement hypoth\u00e9caire\u2009? &#8211; Claudia Morin RE\/MAX Real Estate Broker","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire\u2009\/","og_locale":"en_US","og_type":"article","og_title":"Qu\u2019est-ce que le refinancement hypoth\u00e9caire\u2009? &#8211; Claudia Morin RE\/MAX Real Estate Broker","og_description":"Vous avez des projets, mais pas assez de liquidit\u00e9. Avez-vous pens\u00e9 \u00e0 refinancer votre propri\u00e9t\u00e9\u2009? En empruntant sur la valeur accumul\u00e9e dans votre maison, vous pouvez obtenir les fonds dont vous avez besoin. Voici ce que vous devez savoir sur le refinancement hypoth\u00e9caire, et comment vous en servir. Qu\u2019est-ce que le refinancement d\u2019une propri\u00e9t\u00e9\u2009? M\u00eame [&hellip;]","og_url":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire\u2009\/","og_site_name":"Claudia Morin RE\/MAX Real Estate Broker","article_publisher":"https:\/\/www.facebook.com\/claudiamorinremax\/","article_published_time":"2022-04-04T17:00:57+00:00","og_image":[{"url":"https:\/\/claudiamorin.com\/files\/2022\/03\/shutterstock_694253248-1.jpg","type":"","width":"","height":""}],"author":"Karine B\u00e9langer","twitter_card":"summary_large_image","twitter_image":"https:\/\/claudiamorin.com\/files\/2022\/03\/shutterstock_694253248-1.jpg","twitter_creator":"@remax_claudia","twitter_site":"@remax_claudia","twitter_misc":{"Written by":"Karine B\u00e9langer","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#article","isPartOf":{"@id":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/"},"author":{"name":"Karine B\u00e9langer","@id":"https:\/\/claudiamorin.com\/en\/#\/schema\/person\/6dead6a5cb3840e3fd747826fb6a28ff"},"headline":"Qu\u2019est-ce que le refinancement hypoth\u00e9caire\u2009?","datePublished":"2022-04-04T17:00:57+00:00","mainEntityOfPage":{"@id":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/"},"wordCount":693,"commentCount":0,"image":{"@id":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#primaryimage"},"thumbnailUrl":"https:\/\/claudiamorin.com\/files\/2022\/03\/shutterstock_694253248-1.jpg","articleSection":["Informations utiles","Non class\u00e9"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/","url":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/","name":"Qu\u2019est-ce que le refinancement hypoth\u00e9caire\u2009? &#8211; Claudia Morin RE\/MAX Real Estate Broker","isPartOf":{"@id":"https:\/\/claudiamorin.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#primaryimage"},"image":{"@id":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#primaryimage"},"thumbnailUrl":"https:\/\/claudiamorin.com\/files\/2022\/03\/shutterstock_694253248-1.jpg","datePublished":"2022-04-04T17:00:57+00:00","author":{"@id":"https:\/\/claudiamorin.com\/en\/#\/schema\/person\/6dead6a5cb3840e3fd747826fb6a28ff"},"breadcrumb":{"@id":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#primaryimage","url":"https:\/\/claudiamorin.com\/files\/2022\/03\/shutterstock_694253248-1.jpg","contentUrl":"https:\/\/claudiamorin.com\/files\/2022\/03\/shutterstock_694253248-1.jpg","width":1000,"height":667},{"@type":"BreadcrumbList","@id":"https:\/\/claudiamorin.com\/non-classe\/quest-ce-que-le-refinancement-hypothecaire%e2%80%89\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/claudiamorin.com\/en\/"},{"@type":"ListItem","position":2,"name":"Qu\u2019est-ce que le refinancement hypoth\u00e9caire\u2009?"}]},{"@type":"WebSite","@id":"https:\/\/claudiamorin.com\/en\/#website","url":"https:\/\/claudiamorin.com\/en\/","name":"Claudia Morin RE\/MAX Real Estate Broker","description":"Real Estate Broker","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/claudiamorin.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/claudiamorin.com\/en\/#\/schema\/person\/6dead6a5cb3840e3fd747826fb6a28ff","name":"Karine B\u00e9langer","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/claudiamorin.com\/en\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1f59e0f79e8f05b672fa00d63bc598264a1de63bdb55f003006773785b981184?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1f59e0f79e8f05b672fa00d63bc598264a1de63bdb55f003006773785b981184?s=96&d=mm&r=g","caption":"Karine B\u00e9langer"}}]}},"_links":{"self":[{"href":"https:\/\/claudiamorin.com\/en\/wp-json\/wp\/v2\/posts\/3269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/claudiamorin.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/claudiamorin.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/claudiamorin.com\/en\/wp-json\/wp\/v2\/users\/400"}],"replies":[{"embeddable":true,"href":"https:\/\/claudiamorin.com\/en\/wp-json\/wp\/v2\/comments?post=3269"}],"version-history":[{"count":2,"href":"https:\/\/claudiamorin.com\/en\/wp-json\/wp\/v2\/posts\/3269\/revisions"}],"predecessor-version":[{"id":3272,"href":"https:\/\/claudiamorin.com\/en\/wp-json\/wp\/v2\/posts\/3269\/revisions\/3272"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/claudiamorin.com\/en\/wp-json\/wp\/v2\/media\/3270"}],"wp:attachment":[{"href":"https:\/\/claudiamorin.com\/en\/wp-json\/wp\/v2\/media?parent=3269"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/claudiamorin.com\/en\/wp-json\/wp\/v2\/categories?post=3269"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/claudiamorin.com\/en\/wp-json\/wp\/v2\/tags?post=3269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}